Farewell to He Lu, Xu Zhenming came to the company's office.
He told Sister Han, the office director, to move the offices of Sun Chao, Wang Qiang and others back to Yiming's office in five days, and ask Sister Han to arrange office supplies for them.
Sister Han is very careful and records all things Xu Zhenming confessed on the desk calendar.
The two were talking, and Li Lan, who had returned from work outside, walked in with a smile.
She hadn't arrived, but a gust of fragrant wind had already reached the office."Mr. Xu! I have good news for you: China Construction Bank has approved the loan application report of our Yiming Company!" She smiled and reported.
"This doesn't seem to be in compliance with the procedure? Why did we approve our loan application report without doing any asset evaluation?"
Xu Zhenming was surprised.He looked suspiciously at Li Lan, who was a little excited.
Li Lan's way of laughing is very similar to Xiangjiang star Zhao Xianzhi, which can be described as fascinated by sentient beings.
Seeing that Xu Zhenming didn’t understand, she explained with a smile: “Asset evaluation and loan process are done together! That saves time! It’s almost the end of the year, and the CCB still has a large amount of money to lend, and the loan officer has to complete the task, so she is so anxious. !"
It turned out to be so!
The most important thing is that CCB is in a hurry to lend!
Otherwise, it is possible that a loan will delay the first half of the year!
Thinking of this, Xu Zhenming nodded happily.
He smiled and told Li Lan: "Minister Li! In a week, you can arrange for a consulting company to conduct an asset evaluation for our factory! At that time, our company's machine tools have basically been installed and should be able to evaluate A good data!"
Li Lan was still capable, and was able to get the CCB's path through and get the approval.This kind of thing is definitely not possible for ordinary people.
Xu Zhenming can guess something, but does not want to ask Li Lan's network of connections.His criteria for employing people is: to see the strengths of employees and use them to create benefits for the company.
"Mr. Xu! I go to the bank these days, I have some business expenses to be reimbursed!" At this time, Li Lan's cheeks were slightly red and he was talking, and her pretty eyes glanced at Sister Han in the office.
Sister Han has rich experience and quickly stood up and said: "I will go to the production workshop to inspect and see if the workers are working in accordance with the requirements of the safety production management regulations!"
While talking, she picked up the hard hat on the filing cabinet and prepared to put it on her head.She was avoiding suspicion and did not want to hear the secrets about bank loan business expenses.
Sister Han is the chief steward of Yiming's company, and Xu Zhenming also trusts her in particular, leaving her to handle all the chores inside and out.Not only that, Xu Zhenming also authorized her to approve the reimbursement form below 1,000 yuan.Said she was the vice president of Yiming Company, and did not promote her at all.
Seeing Sister Han about to go out, Xu Zhenming shook his head: "Director Han! You are also the core management of the company. Don't evade. Let's participate in decision-making together!" At this time, he felt that Sister Han should not be evaded and hurt her. Positivity!
Hearing that, Sister Han smiled like a flower.Xu Zhenming respected her so much, she was very happy, and hurried forward, shut the wooden door of the office and locked it."I'll peel an apple for you!" She smiled and returned to her desk, taking out a big apple and talking.
Like all women, Sister Han is also losing weight. She skips lunch at noon and uses the fruits she brought to satisfy her hunger.She deliberately sat down a bit, peeling the apple while listening to Li Lan's report on her work with her ears erected.
In order to obtain the loan from the China Construction Bank, Xu Zhenming authorized Li Lan to act on the occasion, and the activity expenses within 10,000 yuan could be the masters.
His goal this time is to borrow one million yuan!
If he only spends 10,000 yuan and borrows 1 million yuan from the bank, he is still satisfied.This is equivalent to an increase of 1% in interest, which is already very low!Now is the era of inflation. Bank interest cannot keep up with the rate of currency depreciation. Being able to borrow funds from banks is equivalent to making money!
Running a bank loan is a laborious chore.Welcoming and sending off, eating and entertaining, friendship with friends and relatives, and some unexpected expenses, etc., all require money.
You can't let employees pay for themselves!
Don't let employees come to work with rice bags!
Therefore, Li Lan's expenses are reimbursed by the company.Xu Zhenming specially authorized her.
Thinking of this, Xu Zhenming smiled and asked, "Minister Li, how much do you have for this expense?"
"It has already spent more than eight thousand!" Li Lan reported with a blushing face.She was a little nervous, and her uneasy look also had a different style.
"How much? More than eight thousand yuan!"
Sister Han, who was peeling apples, was surprised when she heard this news.Her white hand shook suddenly and almost cut the finger of the other hand.She is Xu Zhenming's confidant butler, and naturally knows that Xu Zhenming authorized Li Lan.
However, Li Lan has not completed half of the loan, and it is still uncertain whether the loan can be run down.It's fine now, the loan hasn't gone down, but the activity funds have already been used up.
How can this be done?
Sister Han froze for a while, and then began to peel the apple again.Although she still has a smile on her face, her expression is very stiff, and she obviously has opinions on this matter!
Li Lan was also very nervous.She blushed and looked at Xu Zhenming, her expression a bit embarrassing!
Xu Zhenming heard that Li Lan had already spent more than 8,000 yuan, and he felt a little stunned, and said in secret: "How come there are so many? Those people are too cruel! It seems that this loan will cost a small amount of money. Twenty thousand yuan! An increase of 2% in interest fees is acceptable!"
Thinking of things in his heart, Xu Zhenming's face remained unchanged.To outsiders, he seemed indifferent to Li Lanhua's loss of more than 8,000 yuan, and his performance was very calm!
"Xiao Xu deserves to be a boss, very stable!" Seeing Xu Zhenming's calmness, Sister Han praised him in her heart.
"It seems that the little boss should not be angry!" Li Lan was secretly rejoicing.
I'm not a young man, I can't help but cry!
First ask Li Lan why he spends so much money before talking!
Looking at the expressions of Li Lan and Sister Han, Xu Zhenming couldn't help laughing.Although he is a stingy man, he did not burst out like some small bosses, and the employees under his hand scolded indiscriminately before talking!Thinking of this, he wanted to relax the atmosphere and asked Li Lan with a smile:
"Can these expenses to be reimbursed be legally digested? It really doesn't work, how about going from the commissary?"
Xu Zhenming didn't worry about asking Li Lan why he spent so much money, but instead cared about how to do the billing.In this regard, he is stronger than many small bosses and he has a big belly!
Li Lan was very moved when she heard the words, blushing, and said, "I have a formal invoice, so I don't have to do the accounting! I..." She hesitated, as if there was something in the words.
"Oh, all right!"
After hearing the news, Xu Zhenming breathed a sigh of relief.He doesn't want troubles in the financial accounts, he will be pulled out of pigtails in the future.As long as this is not the case, it doesn't matter if you spend some money!Immediately, he gave Li Lan an encouraging look and asked her to continue.
Seeing Li Lan hesitating and stopping, Sister Han felt a little anxious.She smiled slightly and said, "Xiao Li, relax your mind, just tell me if you have anything!"
"Mr. Xu! I heard that CCB has a lot of funds, so I made a verbal agreement with them and applied for an additional loan of 5 million yuan!" At this time, Li Lan plucked up the courage to speak out the mistake he had made.
In this year, the common people are not very courageous, and few people venture to do things.With an additional loan of 5 million yuan, Yiming will bear even more interest.
Banks are like the poor and love the rich. The more sluggish the business, the harder it is to get loans.Many state-owned enterprises in Nan'an are in a recession and rely on loans to pay their wages.All banks are unwilling to lend to them unless it is guaranteed by the government.Yiming Company has just been established, and it is actually possible to loan out five or six million yuan. This is actually a great thing!
"This is a great thing! If Minister Li can implement these loans, I will give you a red envelope reward!"
Thinking of this, Xu Zhenming praised Li Lan with a smile, and she was embarrassed to praise Li Lan.
"Boss Xiao Xu! Does our company need so much liquidity?" At this time, Sister Han was a little worried that Xu Zhenming's steps would be too great and the company could not develop healthily.
"Ha ha!"
After hearing the words, Xu Zhenming nodded with a slight smile.
After receiving some of these funds, he prepared to report to the Honghe Township Government to buy the wasteland north of the Yiming Company's compound, build factories and expand production.
In this era, how happy it is to be able to get money from the bank to develop the enterprise and buy land to build a factory.Land will increase in value in the future and banknotes will depreciate.This is positive and negative, don’t earn too much!
"Minister Li! You did a good job of doing this, so you talked to CCB according to the loan quota of 7 million yuan. They can lend me 10 million yuan, and I dare to ask! Sister Han, you use the name of Yiming Company Draft an application report for the purchase of industrial land, and prepare to go to Honghe Township and related departments to take down the land north of our company!"
Thinking of this, Xu Zhenming arranged new tasks for Li Lan and Sister Han.
He was going to roll up his sleeves and do a great job.
"Buying land? To build a new factory?"
After hearing these words, Li Lan and Sister Han looked at Xu Zhenming with eyes wide open.Both of them were stunned by Xu Zhenming's great work, it is difficult to understand the true purpose of his operation!
Xu Zhenming didn't explain so much to the two of them. He picked up a slice of the apple that Sister Han had cut and put it into his mouth.
Immediately, he smiled and signed Li Lan's reimbursement form with "agree to reimbursement" and other big characters.After talking to Sister Han, he hurriedly left the office building and walked toward the cutting workshop.
The installation base of the CNC flame cutting machine is being installed in the blanking workshop. He is a little worried and wants to see how it goes.
Farewell to He Lu, Xu Zhenming came to the company's office.
He told Sister Han, the office director, to move the offices of Sun Chao, Wang Qiang and others back to Yiming's office in five days, and ask Sister Han to arrange office supplies for them.
Sister Han is very careful and records all things Xu Zhenming confessed on the desk calendar.
The two were talking, and Li Lan, who had returned from work outside, walked in with a smile.
She hadn't arrived, but a gust of fragrant wind had already reached the office."Mr. Xu! I have good news for you: China Construction Bank has approved the loan application report of our Yiming Company!" She smiled and reported.
"This doesn't seem to be in compliance with the procedure? Why did we approve our loan application report without doing any asset evaluation?"
Xu Zhenming was surprised.He looked suspiciously at Li Lan, who was a little excited.
Li Lan's way of laughing is very similar to Xiangjiang star Zhao Xianzhi, which can be described as fascinated by sentient beings.
Seeing that Xu Zhenming didn’t understand, she explained with a smile: “Asset evaluation and loan process are done together! That saves time! It’s almost the end of the year, and the CCB still has a large amount of money to lend, and the loan officer has to complete the task, so she is so anxious. !"
It turned out to be so!
The most important thing is that CCB is in a hurry to lend!
Otherwise, it is possible that a loan will delay the first half of the year!
Thinking of this, Xu Zhenming nodded happily.
He smiled and told Li Lan: "Minister Li! In a week, you can arrange for a consulting company to conduct an asset evaluation for our factory! At that time, our company's machine tools have basically been installed and should be able to evaluate A good data!"
Li Lan was still capable, and was able to get the CCB's path through and get the approval.This kind of thing is definitely not possible for ordinary people.
Xu Zhenming can guess something, but does not want to ask Li Lan's network of connections.His criteria for employing people is: to see the strengths of employees and use them to create benefits for the company.
"Mr. Xu! I go to the bank these days, I have some business expenses to be reimbursed!" At this time, Li Lan's cheeks were slightly red and he was talking, and her pretty eyes glanced at Sister Han in the office.
Sister Han has rich experience and quickly stood up and said: "I will go to the production workshop to inspect and see if the workers are working in accordance with the requirements of the safety production management regulations!"
While talking, she picked up the hard hat on the filing cabinet and prepared to put it on her head.She was avoiding suspicion and did not want to hear the secrets about bank loan business expenses.
Sister Han is the chief steward of Yiming's company, and Xu Zhenming also trusts her in particular, leaving her to handle all the chores inside and out.Not only that, Xu Zhenming also authorized her to approve the reimbursement form below 1,000 yuan.Said she was the vice president of Yiming Company, and did not promote her at all.
Seeing Sister Han about to go out, Xu Zhenming shook his head: "Director Han! You are also the core management of the company. Don't evade. Let's participate in decision-making together!" At this time, he felt that Sister Han should not be evaded and hurt her. Positivity!
Hearing that, Sister Han smiled like a flower.Xu Zhenming respected her so much, she was very happy, and hurried forward, shut the wooden door of the office and locked it."I'll peel an apple for you!" She smiled and returned to her desk, taking out a big apple and talking.
Like all women, Sister Han is also losing weight. She skips lunch at noon and uses the fruits she brought to satisfy her hunger.She deliberately sat down a bit, peeling the apple while listening to Li Lan's report on her work with her ears erected.
In order to obtain the loan from the China Construction Bank, Xu Zhenming authorized Li Lan to act on the occasion, and the activity expenses within 10,000 yuan could be the masters.
His goal this time is to borrow one million yuan!
If he only spends 10,000 yuan and borrows 1 million yuan from the bank, he is still satisfied.This is equivalent to an increase of 1% in interest, which is already very low!Now is the era of inflation. Bank interest cannot keep up with the rate of currency depreciation. Being able to borrow funds from banks is equivalent to making money!
Running a bank loan is a laborious chore.Welcoming and sending off, eating and entertaining, friendship with friends and relatives, and some unexpected expenses, etc., all require money.
You can't let employees pay for themselves!
Don't let employees come to work with rice bags!
Therefore, Li Lan's expenses are reimbursed by the company.Xu Zhenming specially authorized her.
Thinking of this, Xu Zhenming smiled and asked, "Minister Li, how much do you have for this expense?"
"It has already spent more than eight thousand!" Li Lan reported with a blushing face.She was a little nervous, and her uneasy look also had a different style.
"How much? More than eight thousand yuan!"
Sister Han, who was peeling apples, was surprised when she heard this news.Her white hand shook suddenly and almost cut the finger of the other hand.She is Xu Zhenming's confidant butler, and naturally knows that Xu Zhenming authorized Li Lan.
However, Li Lan has not completed half of the loan, and it is still uncertain whether the loan can be run down.It's fine now, the loan hasn't gone down, but the activity funds have already been used up.
How can this be done?
Sister Han froze for a while, and then began to peel the apple again.Although she still has a smile on her face, her expression is very stiff, and she obviously has opinions on this matter!
Li Lan was also very nervous.She blushed and looked at Xu Zhenming, her expression a bit embarrassing!
Xu Zhenming heard that Li Lan had already spent more than 8,000 yuan, and he felt a little stunned, and said in secret: "How come there are so many? Those people are too cruel! It seems that this loan will cost a small amount of money. Twenty thousand yuan! An increase of 2% in interest fees is acceptable!"
Thinking of things in his heart, Xu Zhenming's face remained unchanged.To outsiders, he seemed indifferent to Li Lanhua's loss of more than 8,000 yuan, and his performance was very calm!
"Xiao Xu deserves to be a boss, very stable!" Seeing Xu Zhenming's calmness, Sister Han praised him in her heart.
"It seems that the little boss should not be angry!" Li Lan was secretly rejoicing.
I'm not a young man, I can't help but cry!
First ask Li Lan why he spends so much money before talking!
Looking at the expressions of Li Lan and Sister Han, Xu Zhenming couldn't help laughing.Although he is a stingy man, he did not burst out like some small bosses, and the employees under his hand scolded indiscriminately before talking!Thinking of this, he wanted to relax the atmosphere and asked Li Lan with a smile:
"Can these expenses to be reimbursed be legally digested? It really doesn't work, how about going from the commissary?"
Xu Zhenming didn't worry about asking Li Lan why he spent so much money, but instead cared about how to do the billing.In this regard, he is stronger than many small bosses and he has a big belly!
Li Lan was very moved when she heard the words, blushing, and said, "I have a formal invoice, so I don't have to do the accounting! I..." She hesitated, as if there was something in the words.
"Oh, all right!"
After hearing the news, Xu Zhenming breathed a sigh of relief.He doesn't want troubles in the financial accounts, he will be pulled out of pigtails in the future.As long as this is not the case, it doesn't matter if you spend some money!Immediately, he gave Li Lan an encouraging look and asked her to continue.
Seeing Li Lan hesitating and stopping, Sister Han felt a little anxious.She smiled slightly and said, "Xiao Li, relax your mind, just tell me if you have anything!"
"Mr. Xu! I heard that CCB has a lot of funds, so I made a verbal agreement with them and applied for an additional loan of 5 million yuan!" At this time, Li Lan plucked up the courage to speak out the mistake he had made.
In this year, the common people are not very courageous, and few people venture to do things.With an additional loan of 5 million yuan, Yiming will bear even more interest.
Banks are like the poor and love the rich. The more sluggish the business, the harder it is to get loans.Many state-owned enterprises in Nan'an are in a recession and rely on loans to pay their wages.All banks are unwilling to lend to them unless it is guaranteed by the government.Yiming Company has just been established, and it is actually possible to loan out five or six million yuan. This is actually a great thing!
"This is a great thing! If Minister Li can implement these loans, I will give you a red envelope reward!"
Thinking of this, Xu Zhenming praised Li Lan with a smile, and she was embarrassed to praise Li Lan.
"Boss Xiao Xu! Does our company need so much liquidity?" At this time, Sister Han was a little worried that Xu Zhenming's steps would be too great and the company could not develop healthily.
"Ha ha!"
After hearing the words, Xu Zhenming nodded with a slight smile.
After receiving some of these funds, he prepared to report to the Honghe Township Government to buy the wasteland north of the Yiming Company's compound, build factories and expand production.
In this era, how happy it is to be able to get money from the bank to develop the enterprise and buy land to build a factory.Land will increase in value in the future and banknotes will depreciate.This is positive and negative, don’t earn too much!
"Minister Li! You did a good job of doing this, so you talked to CCB according to the loan quota of 7 million yuan. They can lend me 10 million yuan, and I dare to ask! Sister Han, you use the name of Yiming Company Draft an application report for the purchase of industrial land, and prepare to go to Honghe Township and related departments to take down the land north of our company!"
Thinking of this, Xu Zhenming arranged new tasks for Li Lan and Sister Han.
He was going to roll up his sleeves and do a great job.
"Buying land? To build a new factory?"
After hearing these words, Li Lan and Sister Han looked at Xu Zhenming with eyes wide open.Both of them were stunned by Xu Zhenming's great work, it is difficult to understand the true purpose of his operation!
Xu Zhenming didn't explain so much to the two of them. He picked up a slice of the apple that Sister Han had cut and put it into his mouth.
Immediately, he smiled and signed Li Lan's reimbursement form with "agree to reimbursement" and other big characters.After talking to Sister Han, he hurriedly left the office building and walked toward the cutting workshop.
The installation base of the CNC flame cutting machine is being installed in the blanking workshop. He is a little worried and wants to see how it goes.
