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Blackstone Code - Chapter 114

Published at 15th of March 2024 07:39:39 AM


Chapter 114

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A white shirt a little smaller, wearing a light pony clip outside. It not only gives consideration to professionalism, but also has more beauty. The dark gray skirt is really a little short, but this dress has become very common now.

It's hard to find a job now. Everyone has worked very hard.

Lynch glanced and nodded. He looked at the badge in front of the girl's chest... With the title of "sales manager" written on it. This may be the cheapest privilege that ordinary people can enjoy.

In addition to this title, there is a name, Beth, a very common name.

She held a tablet in her hand and put a pen on the tablet in the other hand. She seemed to have a very professional feeling. At the same time, she was also asking Lynch's preference for buying a car.

This is a very common small means. Recording customers' preferences in front of customers will make customers feel that they are valued. In fact, this "attention" will soon be resold to some consulting and investigation institutions and automobile manufacturers. Maybe this is indeed a kind of attention, but this attention can be sold for money.

For customers like Lynch who buy luxury cars, their "attention" can be sold more expensive.

Lynch said several needs, to be beautiful, generous, serious and noble.

Your girl was immediately interested in these requirements. She led Lynch to another exhibition hall. Some well-known luxury cars in the Federation were parked here, most of them cars.

The price of cars is higher and the audience in social groups is wider. Even the president's car is a luxury car, which makes people believe that cars are suitable for formal occasions, rather than those commercial and tourist cars with strong "cost performance".

People's understanding of commercial vehicles often comes from that they are suitable for family use. Therefore, even if commercial vehicles are not worse than cars in terms of materials and technology, they will be much worse in terms of price because they are not formal enough.

A large number of luxury cars were placed together. Lynch was surprised to see that the girl could say their names and manufacturers without hesitation. In Lynch's opinion, these cars are actually the same.

It may be limited by the current industrial process, or it may be the problem of people's aesthetic outlook. The styles of cars are generally not much different. Some cars of different brands can't even distinguish the differences between them in appearance.

This also makes Lynch's desire to choose a car much lower. Anyway, the shape is almost the same. He just bought a different logo.

"What do you recommend?" Lynch felt the paint of a car. He felt it wasn't too bad. He looked back at the sales manager.

The happy look on the sales manager's face flashed away. Such forthright guests are rare. She asked cautiously with a trace of expectation, "Sir, what's your budget?"

Lynch smiled. The handsome boy always smiled so brightly, and Beth's eyes were a little spent. "To meet my requirements, try to be better, not those entry-level cars."

He didn't answer the request about the budget. Beth almost knew it in her heart. She immediately led Lynch to a bright silver car. This car is really a little different from other cars. Its front engine compartment is longer and the whole body is longer.

Obviously, it should make people feel its disharmony, but it gives people an unspeakable beauty. Maybe it has something to do with its mirror silver car paint.

"This is the latest work in the house luxury car series and the most luxurious one. Some domestic stars and dignitaries bought it at the first time, and its price is less than 100000. It is definitely your most suitable choice."

Lynch simply looked at it. Under the introduction of Beth, he also got on the car to experience the leather fully surrounded rear seats and flattening function. It is even equipped with a record player and the function of listening to the radio. Listening to the radio in the car is absolutely an enjoyment that only luxury cars can have.

"How much?" Lynch patted the car body and added, "I don't like some places. Can anyone here refit it?"

After a period of friendly negotiation, Lynch finally bought the car at a price of 120000. After rejecting manager Beth's request for door-to-door delivery, Lynch directly drove the car out of the car sales center, went directly to the bank and found Joe griman.

When he found Joe griman, Joe griman was chatting with his subordinates. He was always in a good mood recently. The state branch has twice named him on the teleconference to praise his outstanding achievements during this period and called on everyone to learn from him.

Some people even wonder whether he can take over the post of local president. Once this kind of thing he dared not think before becomes a reality, he can immediately enter the upper class of society, which is brought by Lynch, a young man.

When he heard that Lynch came to visit him, he immediately expelled the others in the office and personally introduced Lynch into the office.

He opened the box on the table, picked out a solid color and handed it to him. He asked casually, "what can I do for you?"

There was a sense of closeness and joy in his words. Lynch cut open both ends of the paradise, and Joe griman immediately took the initiative to light the solid color for him with a blowtorch.

Lynch threw his proof of buying a car on the table. Joe griman picked his eyebrows and looked carefully.

Although he behaved as if everything was easy to say and easy to do, when he really entered the work, he would immediately become serious and careful.

After reviewing this material and the complete tax certificate, he looked up at Lynch, "if you want to buy a car, you can actually come to me. I know the local dealers, and they will give you a cheaper price."

Cars, which can be regarded as luxury goods, are not as easy to sell as people think, especially some luxury cars. Except for some special best-selling models, most luxury cars are in a state of unsalable.

Automobile manufacturers and sellers have a large backlog of cars. These cars can not be realized quickly, which also drags down their working capital. In order to solve these problems, they often mortgage these cars to the bank and use the bank's mortgage loan to alleviate the pressure on capital.

Joe griman can easily get a very low discount price. Those people who want to borrow from him and press down the handling fee must show something.

This kind of operation that is not illegal will not be investigated. It is just one of the many benefits of practitioners in the banking industry. They can always have a good relationship with enterprises.

Lynch shook his head and vomited smoke. "I apply for a low interest loan. How much can you put in a car worth 120000?"

Joe griman looked at the materials in his hand, then left one of them, and called the Secretary to prepare a mortgage contract.

After he hung up, he smiled and said, "I'll try to give you a reasonable price. We're friends, aren't we?"

Lynch nodded. He raised his hand with a solid color, confirming Joe griman's words, "we are friends."

Bank valuation is often not based on the sales price of a commodity. A hundred yuan thing is often worth only 50 yuan or 60 yuan in their hands.

However, there are not no inoperable places, such as valuation errors, such as real-time price fluctuations, for example, many methods can make some errors in valuation and final results, which is normal. The annual bad debt index is to cope with these situations.

If these indicators are used, the above people will not scold Joe griman's mistakes in his work. The loan department itself has great risks.

A few years ago, the price of a carat of walsiduo gem was about 2000 yuan, but suddenly it was exposed that a huge walsiduo gem mine was found in the local area, and the price of all gemstones on the market fell from 2000 yuan to 200 yuan.

This is something that no one can turn around with personal ability, and the bank must have suffered a lot of losses. Jewelry has always been the most popular pledge, and then I haven't heard of any bank criticizing the handler of these gemstones.

These indicators are unnecessary, and they will not praise Joe griman's good risk management. They will only think that this is what he should do.

So no matter whether you use it or not, it will not have any actual impact on yourself. Why not?

Therefore, no one will investigate these allowed mistakes. As long as they are not too excessive and do not exceed a tacit threshold, no one will take the initiative to talk about these work things.

Soon, Lynch signed a mortgage contract, and then 120000 cash was directly transferred to his account. He needed to pay the bank 100 yuan of interest every month until he paid the money back or couldn't afford it.

This practice was not invented by Lynch. In fact, it had been widely existed in all walks of life before. Otherwise, Joe griman wouldn't know what he wanted to do without Lynch's reminder.

For Joe griman, he once again deepened his connection with Lynch through this trivial matter.

Lin Qi bought a luxury car worth 100000 yuan at the price of 150 yuan a month, and everyone didn't suffer.

After talking about these little things, Lynch talked about his real intention. He planned to sell the land now owned by Saibin professional football club.

If this land is left in his hand, he will not have the funds to build a new club outside the city, nor will he have the start-up funds of his own plan. Moreover, the financial crisis is imminent. If he does not sell it now, will he sell it when it is worthless?




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