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Blackstone Code - Chapter 529

Published at 15th of March 2024 07:11:29 AM


Chapter 529

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Originally, Lynch's idea was to speed up the acquisition of those factories.

These factories are still cumbersome in the eyes of many people, but Lynch doesn't think they are cumbersome. On the contrary, he has found a way to make money for him with these factories.

Sometimes capitalists... No, capitalists are not as good at this "money for money" game as master Lin. only those in his field can understand how to use 100 yuan to meet more people's satisfaction and desire for 100 yuan.

Although he can't visit those factories and enterprises during this period, he can do the investigation first.

In the morning, after saying goodbye to Vera, Lynch went directly to Saibin branch of Jinhui company, which is a directly subordinate bank at the city level, not a branch on each street.

The president of the bank received Lynch personally. Lynch is now a big customer of Jinhui bank. His level in the bank has been raised to the third level after the main members of the board of directors.

The president of the branch was not as high as Lynch in terms of his internal status, so he took the initiative to welcome outside the bank.

When Lynch's motorcade stopped slowly at the roadside, and the bank president opened the door for him trembling in the cold wind, Lynch seemed to hear the voices of these people when passers-by and bank employees focused on him with surprise, envy and hatred.

"It's fucking good to have money!"

"I didn't know you would pick me up in person, otherwise I wouldn't call."

Out of the car, Lynch took off his gloves and revealed his soft, white and red right hand. When he stretched out his hand, the bank president shook his hand.

Maybe he didn't want his cold and hard hands to bring Lynch a bad experience. He also took the initiative to release his hands. The smile on his face couldn't detect the fact that he was about to freeze. There was a green in the red, which was frozen out, "This is what I should do. The state bank and the head office have issued documents. Thank you, Mr. Lynch, for your help to Jinhui in nagariel."

Lynch is not the only senior level of the joint development company who stands on the side of Jinhui on the nagariel issue, but the bank can't dilute this matter because he is not the only one, which will offend people.

Therefore, they not only improved Lynch's level internally, but also really issued documents. On the one hand, they told everyone that Jinhui had a firm foothold in nagariel and its business volume had increased unprecedentedly, which made some people who had had the opportunity to go but hesitated regret breaking their intestines. On the other hand, they also mentioned the help given by Lynch to the bank.

Being a man has done this, which has far exceeded many people.

"We went in and said it was too cold outside." Lynch patted him on the arm, and the president immediately agreed.

They walked into the bank side by side. At the moment when Lynch entered the bank, almost everywhere he looked, all the staff stopped their work, stood up and looked at him.

This also led to some unidentified people who were doing business in the bank to stand up ignorant, thinking that if those people passed by, would they also learn to bow from the people in the bank?

Fortunately, this kind of thing has not bothered everyone for too long. The president directly took Lynch into the elevator dedicated to the president and went upstairs. Local bank branches and state banks have been learning upward in some aspects, such as some elevators that are not used by ordinary people.

After entering the warm room, the president's situation seemed to ease a lot, and his face returned to normal. He personally brought a cup of coffee for Lynch, and then sat next to Lynch, "Mr. Lynch, what can Jinhui do for you?"

He did not use "I" or "Saibin branch", but directly used the name "Jinhui", because he and the regional branches simply could not represent the attitude of the whole bank.

Lynch directly talked about the purpose of his trip, "I hope to access the funds and debts of some enterprises..."

The president of the bank was stunned. The operation, debt and assets of an enterprise are related to whether the enterprise has money or not. Three institutions will file at the same time.

The first is the bank. An enterprise cannot do without the support of the bank. Whether it is deposit remittance or other financial related businesses, it cannot do without the bank.

The second organization is the tax bureau. No one knows better than them how many accounts an enterprise has, how much money it has, how many liabilities it has, and what the nature of each sum of money is.

The third institution is the local social service bureau. The social service bureau is responsible for the registration and renewal information of enterprises, which also includes certain but not many business situations.

These information are not actively disclosed to the public and do not support personal access. After all, it involves the very confidential problems of many enterprises. There are corresponding federal laws to support the three institutions to keep these information confidential until necessary and with the consent of the parties concerned.

It's the first time for the president to consult the funds and debts of these enterprises. He hasn't even heard of it before.

"This doesn't seem to conform to the rules..." the bank president explained with a bitter smile. "There are regulations in the bank. These belong to non-public access to information. They need to apply for administrative orders. They can't be approved in a short time, and we also need to notify the heads of those enterprises."

Lynch didn't care. "You can call and ask, but please believe me. Instead of calling, you might as well show me those documents."

The president hesitated. He could understand Lynch. He felt that there were some irregular problems. He reacted, but what about the people above?

State banks are not all people who can make decisions. They also have to continue to react upward. Finally, they will toss for a long time because of things that have no interest with them. If they toss well, without their credit, they may be considered not flexible enough by the people above.

Tossing is not good. As the first person who comes into contact with the declaration of this matter, he may be hated by Lynch or considered incompetent by the following President. Therefore, it is not good to report this kind of thing, and it is not good to report it. Lynch's words put the president in a dilemma.

"It's just some humble enterprises. After I buy them, they will be mine. I'll check the capital and debt of my own company in advance. Should there be no problem?"

Lynch's words and his attitude were not aggressive, but seemed to be discussing, but the president could feel that there was a tough behind this seemingly mild.

He was thinking, and Lynch didn't bother him. About half a minute later, he sighed, "I hope Mr. Lynch doesn't tell others about it. It's really not in line with the rules!"

A thing that does not conform to the rules is reiterated again and again, not that it really violates the principles of some people, but that the president emphasizes his role after he has made a decision at this time.

Lynch nodded slightly, "I know that another person may not understand what I said. In short, thank you for your cooperation..."

Not long ago, the president personally took some documents to Lynch. These are the files of the enterprises required by Lynch, which records the deposits, capital flow, whether there are debts, whether there are mortgages and so on.

If they get a loan from the bank, the more the amount of the loan, the more detailed the information will be. Banks will never put themselves in danger. When they assess that an enterprise may not be able to repay the loan, they will file a lawsuit with the court before the enterprise has further losses and cannot repay the loan, asking the enterprise to repay the arrears in advance.

In fact, this is very inconsistent with the loan contract. If it does not expire, why should people return the money to the bank? Most people may think so, but banks also have banking methods.

In the process of loan, the bank will mention some basic problems to the enterprise, and these problems will also be entered into the information and even the contract. One of them is "if the bank agrees to your loan, where do you intend to use the money".

Most people will say that I will use it to buy raw materials, buy new machinery, build a new assembly line... Etc. at this time, these answers become the simplest reason for the bank to demand debt - you did not use the money lent by the bank for the purpose you stated to the bank. You first violated the contract, so the bank has reason and power to demand payment in advance.

Isn't it very fucking? What's more, if the enterprise protested and filed a counterclaim, the bank can't answer only one question - how can you prove that your consumption within the scope of consumption not allowed by the loan contract does not belong to a part of the loan, which is enough to hurt many people.

And it's very easy for them to prove this. We are the bank. We know whether you use borrowed money or your own money.

That's why Lynch came to the bank to check this information, not the tax bureau or the social service bureau.

"Thank you very much for your understanding and help..." Lynch expressed his gratitude and focused on these documents.

These enterprises are small manufacturers of daily necessities, such as pots, barrels and pots, which are closely related to people's life.

These factories have complete assembly lines and skilled workers. Even their warehouses store a large number of tail orders and mountains of raw materials. With their assembly lines, the value of these things has far exceeded the market value of these enterprises, which is also a good time to buy them.

However, to acquire these enterprises, we still need to wait. While creating an opportunity for Ferrar, we need to reduce the problems encountered in the acquisition. For example, some people are reluctant to sell or convert their shares again.

Lynch carefully selected seven or eight suitable enterprises and took them out alone. The bank president also looked through them. He noticed that these enterprises have a certain amount of loans




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