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Published at 25th of December 2023 05:20:04 AM


Chapter 210: [Commitment Lending Law] (seeking monthly pass!)

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Chapter 210 [Commitment Lending Law] (Ask a monthly pass!)

Meeting Kaila's family for the first time, the situation was tense. If it weren't for Kaila's approaching birth, there would be at least a physical conflict in the scene.

Think about it, too, a high-achieving student with high hopes, who is very beautiful, and finally became a lover of a yellow race, how did Kaila’s family accept it!

Just marrying this yellow race, Kayla’s family also feels acceptable, but this Asian has a wife!

"Young man, if you really love Kayla, you should divorce your current wife, and marry Kayla in a fair way, instead of letting Kayla follow you without a name!" Kayla's father said.

Kayla was about to refute her father, put a big hand on her thigh, Wu Guangyao told her with his eyes, give it to herself!

"Uncle, if I did that, would Kayla still look at me? Then I have become a grieving man. If I did that, Kayla would worry that one day he would be left behind. Yes!" Wu Guangyao also stabilized his mind at this time, and started to deal with it calmly!

Kayla’s father hadn’t spoken yet, Kayla’s brother had already stood up abruptly, pointing at Wu Guangyao and said: "Boy! No matter what you say, you are already an irresponsible man! We don’t have polygamy in the UK. Your Hong Kong Island is the law of feudal ignorance!"

Seeing Kayla’s domineering brother, Wu Guangyao didn’t have the slightest fear, and responded loudly: “Feudal laws are also made by your London government! Also, do you know what Kayla wants and what his dream is? Only I will respect her dreams and help her realize them! I have the strength, and I can make her one of the most powerful women in Europe. No other man can do better than me!"

After listening to Wu Guangyao's words, Kaila's three family members actually sneered. Obviously, they felt that Wu Guangyao was a little bragging!

"Kayla, take a look, this is your choice! A small Hong Kong Islander who can make you one of the most powerful women in Europe can make you one of the most powerful women in Europe. I think he is a braggart!" It's the voice of Kayla's mother, the family of three are taking turns in battle!

Wu Guangyao was preparing to defend. This time Kayla put her hand on Wu Guangyao's arm and motioned to herself.

"I believe him, he didn't brag! He is only 21 years old, and now he has a monopoly on the world's zipper market. There are tens of thousands of workers under his command, and his factories are everywhere; his shipping company has a carrying capacity of close to one million tons, even in London. The newspapers in China praised him as the'next Onassis'; he still has many properties, and he has achieved the first place on Hong Kong Island. Such a successful man started from scratch, so what he said just now is definitely not bragging."

Kayla’s family was stunned. Is this young man so good?

It turned out that Kayla only told her family that Wu Guangyao was just a successful businessman, but she didn’t specify the extent of success!

While the three of them were still in a daze, Wu Guangyao added: “I am here this time, and I plan to form a supermarket and convenience store company for Kayla and expand Kayla’s business.”

Wu Guangyao intends to develop supermarkets + convenience stores from Hong Kong Island and London, one is called Carrefour and the other is called Metro.

Supermarkets and convenience stores operate at the same time, and the two do not conflict with each other. Supermarkets meet the needs of the family as a unit, while convenience stores are more for personal temporary needs.

Perhaps hearing Wu Guangyao’s glorious history, Kaila’s family has a rare silence and is no longer aggressive;

The main daughter didn’t buy oil and salt, so she didn’t listen to advice at all, so she couldn’t help Wu Guangyao.

Early the next morning, Wu Guangyao took Kayla to the rented office building, preparing to register the company and recruit management.

Don't look at Kayla's approaching delivery, but the physique is not comparable to Asians. Wu Guangyao tried to help her several times, but Kayla refused.

"My body is in good health, don't worry, do you really decide to invest so much for us? I know, you are not rich now, and you even owe a lot of money!" Kayla said solemnly.

The ‘we’ in Kayla’s mouth is naturally she and the child in her belly. The company under Wu Guangyao borrows money everywhere, and there really is not much money!

Lao Fengxiang jewellery borrowed to develop diamonds. Uniqlo established two sub-brands. The PG zipper acquisition battle has just ended. Not to mention global shipping, Cheung Kong has basically no cash deposits.

"For this investment, we will first adopt a new type of borrowing method, the ‘commitment lending method’. If it fails, I will use the funds from Hong Kong Island and I will definitely be able to get it together. Don’t worry!" Wu Guangyao said.

"Commitment Lending Law?" Kayla had a question on her face. As a lawyer, she naturally understood some banking knowledge, but Kayla had never heard of this ‘commitment lending law.'

This ‘Commitment Lending Law’ was also learned by Wu Guangyao in his previous life, who accidentally read the news of a legendary businessman.

"The so-called'commitment loan law' means that I first find the Prudential Insurance Company (ship insurance business) that I have worked with here and ask them for a'commitment loan letter'. This'commitment loan letter' stipulates that as long as our supermarket When we start business, Prudential will pay us a certain loan. This step is not difficult, because now that we have started business, it means that we have the ability to repay the loan. Of course, my role as a guarantor is naturally the key."

Wu Guangyao went on to say: "We took this'Loan Commitment Letter' and went to the HSBC Bank here to make a loan. Think about it, as long as HSBC Bank lends to us and let us set up the supermarket, then he will definitely be able to recover the loan. .Because we have a "commitment loan letter" in our hands. In this way, we don't need to mortgage the real thing!"

Kayla was stunned. This kind of thing was unheard of before, but it was justified and the percentage of success was very high!

Of course, both of these companies are Wu Guangyao's partners. He is very clear about Wu Guangyao's strength and has the possibility of success!

"Yao, you are so smart!" Kayla took the initiative to take Wu Guangyao's arm with a look of admiration!

"That is, how dare you not be smart enough to praise your family and make you one of the last powerful women in Europe. In fact, in my heart, you are my queen!"

"disgusting!"

The two were flirting and cursing in the back of the car, believing that the driver in the front row and Huang Dazhong did not exist!

When I came to the office building, I transferred a man and a woman office staff from PG Zipper Europe Company, and they were already doing preparatory work.

"BOSS" two people greeted Wu Guangyao in unison.

"From today, this Ms. Kayla next to me will be your future boss!" Wu Guangyao introduced.

A brief introduction, everyone started to take their seats!

Wu Guangyao prepared to arrange tasks. The female staff assisted Kayla to register for the ‘Metro’ retail and wholesale supermarket company, while the male staff was responsible for preparing for recruitment.

Wu Guangyao is mainly in charge of a staff role. Metro brand planning has already been explained to Kayla in detail.

Wu Guangyao doesn’t know much about the retail industry, but he has great reference;

For example, Metro wants to combine supermarkets and warehousing to achieve fast replenishment;

Such as supermarket services, shelves, merchandise display, and membership system.

The real promotion of Metro depends on the recruited executives!

This time for Kayla’s career, Wu Guangyao squeezed US$100,000 from his personal pocket as the original fund.

Follow-up funds are mainly loans. Of course, Wu Guangyao can also mobilize funds at any time, so that Metro’s funds will not be broken.

Supermarket + warehousing + convenience store + McDonald's, this is Wu Guangyao in the next month, laying a foundation for Kayla.

Convenience stores and McDonald’s (fried chicken fast food), you can wait for the first supermarket to open.

After the group went out, Wu Guangyao began to write a detailed plan in the office!

Metro Supermarket and Metro Convenience Store complement each other and use Metro warehousing together. In the future, it may be among the top five retailers in the world;

McDonald’s is even simpler, just operate according to the KFC and McDonald’s of later generations!

(End of this chapter)




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