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Published at 25th of December 2023 05:19:53 AM


Chapter 216: [Hang Seng Silver Number! 】(Ask a monthly pass!)

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Chapter 216 [Hang Seng Silver Number! 】(Ask a monthly pass!)

Queen's Road, Central, Hang Seng Silver.

He Shanheng, He Tian, ​​Li Guowei and others are discussing the registration of the Hang Seng Bank as a limited company with a legal person organization.

The Hong Kong Government first promulgated the "Banking Regulations" in January 1948, stipulating that only by applying to the Governor and the Executive Bureau, and paying a license fee of HK$5,000 per year, one can obtain a banking license to operate the banking industry.

There are no specific regulations on the specific business that the bank operates.

It's so easy, why not change the Hang Seng Bank to a bank, and continue to use the name of the bank?

It turns out that although the Hong Kong government does not have a special law to regulate the business of banks, it does have conventions;

This practice was brought by early foreign banks and became the practice model for all banks on Hong Kong Island;

This invisible binding force makes Chinese bankers who do not have modern financial concepts feel quite inconvenient.

The vast majority of Chinese bank companies consider practicing banks as a daunting way, and continue to use their bank accounts.

The silver account’s experience is flexible and obvious; but the silver account’s poor reputation is also obvious.

As a veteran financier, He Shanheng obviously also knows this problem, but he still chooses the silver account, but he believes that the Hang Seng silver account should be cyclical and gradual, and cannot blindly enter the banking industry.

Hang Seng Bank needs to slowly and steadily incorporate the mechanism into the bank’s track, so as to avoid the pain of change and develop at a high speed in the future.

The details are about to be discussed, He Shanheng suddenly mentioned: "In the past, Wu Guangyao said that he wanted to invest in shares, what do you think?"

The crowd in the conference room was a bit cold. Wu Guangyao is not an ordinary person. He was promoted to a ‘Judge of the Peace’ just last year and he was on the verge of being a good man.

Let him join in, I don’t know whether it is to lead the wolf into the room or to add some extravagance to the cake.

He Tian said: "I was there when Wu Guangyao proposed to buy shares. It doesn't look like a joke. If we refuse rashly, we might offend him. Let him join, we are afraid that he has a plot. In my opinion, we will let him have 5% of the shares. In the future, we can use his reputation to promote the Hang Seng Bank."

At this time, everyone in the conference room still has a question: that is the businessmen of Jiangsu, Zhejiang and Shanghai, since they lost in the gold war, few people have entered the financial industry on Hong Kong Island;

Of course, because the vast majority of Hong Kong Islanders are from Guangdong Province, those Shanghai bankers are afraid of opening a bank, and those from Guangdong Province do not come to take care of their business. Obviously, it is useless!

What kind of abacus does this one make?

He Shanheng Seeing that everyone is a little afraid of Wu Guangyao, he can't help but feel a little helpless!

It is said that Hong Kong Island is the Hong Kong Island of Guangdong people, but now there is a Zhejiangese who has so much wealth and power that it is no longer comparable to a few giants in Guangdong Province.

A fleet of US$100 million is enough to make all Guangdong people on Hong Kong Island ashamed!

But it's just that others have that courage. The important thing is that HSBC actually agreed to borrow money, which has to be daunting!

If it is Wu Guangyao’s own funds, some people may be jealous, but these are all loans from HSBC. Who dares to touch the tiger’s beard?

Against Wu Guangyao, it must be against HSBC!

After all, Wu Guangyao owes HSBC close to US$7,000. People on Hong Kong Island even speculate that HSBC will send someone to protect Wu Guangyao 24 hours a day.

Of course, this is just a joke!

The force around Wu Guangyao is not weak, and the Hong Kong government keeps one eye open!

"Let's do it! Let's make an appointment with Wu Guangyao, and we will tentatively determine 5% of the shares, and the maximum number of shares will not exceed 8%. This is our bottom line." He Shanheng finally set the standard.

Cooperating with Wu Guangyao naturally has advantages and disadvantages; the fewer shares, the smaller the disadvantages!

Yunsheng Tea House

Wu Guangyao and several senior executives of Hang Seng Bank were sitting on a table, eating Cantonese dim sum and drinking Cantonese afternoon tea.

I couldn’t help but sighed: “When I arrived on Hong Kong Island, I found that I was like a Cantonese. I have to speak Cantonese at home and I have to speak Cantonese with my friends. Occasionally I am a fake foreigner, speaking English, but Jiangnan dialect is rare. Say it a few times."

"Guangyao, your Cantonese is very correct, and your wife is a native of Cantonese, so how can you be considered a native of Guangdong!" He Shanheng joked.

"It took me four months to learn Cantonese, otherwise it would be difficult to do it on Hong Kong Island in 47 years!" Wu Guangyao sighed again.

In order to learn Cantonese, I communicated with the staff of the gold and silver shops in Wenxue East Street every day, but almost didn't get scolded by others.

"What, you learned Cantonese in four months?" Li Guowei looked incredible.

Wu Guangyao is a bit inexplicable. Is he too stupid to make this future banker feel incredible?

“Mainly Cantonese is more difficult to learn. It is much easier for me to learn Japanese, English, and German. In just over three months, I can communicate easily with people!” Wu Guangyao defended himself.

I am so successful, how can I be laughed at because of a small language study?

A group of people looked at Wu Guangyao’s serious expression, obviously not joking with everyone, and suddenly felt so speechless!

Genius, absolutely genius!

"It took me a year to learn English, so I learned quickly. Mr. Wu is simply a genius!" Li Guowei couldn't help sighing.

It turned out to be like this, Wu Guangyao let out a long sigh of relief!

"You have an appointment with me, are you planning to set up a bank?" Wu Guangyao said deliberately without knowing it.

He Shanheng shook his head and explained to Wu Guangyao that this time it was just a registered legal representative limited company, which was considered as a preparation for becoming a bank.

"You are really thoughtful. If it were me, I would have plunged into the arms of the bank!" Wu Guangyao praised.

After listening, a few people did not feel proud, this is obviously this humble word!

Any industry under this banner is worthy of Hang Seng Silver!

"Guangyao, can I ask, why are you interested in our Hang Seng Bank? If you are interested in a bank, you have the ability to open a business directly, I believe that a lot of businessmen and people are willing to take care of your business!"

Um, this question has asked Wu Guangyao!

I can’t tell them that I want to put the Hang Seng Silver account in my bag.

"In fact, it's nothing. I have no interest in banks. I just want to diversify my wealth. Put my eggs in 100 baskets and leave an extra insurance for my children in the future. Of course, if it’s inconvenient for you, you don’t need to think about me at all. I just want to invest more." Wu Guangyao said casually.

He Shanheng reacted quickly and immediately said: "Look at what you said, if you can invest, it is beneficial to us. In this way, we paid 3 million Hong Kong dollars this time, and we even give you 5% of the shares, do you think How about it?"

"Of course you can!" Wu Guangyao will say it without hesitation whether it meets the psychological expectations or not.

For Hang Seng Bank, Wu Guangyao had to wait for the 1965 run to happen if he wanted to acquire it.

And we must have a good relationship with He Shanheng, otherwise others would rather rely on HSBC than on themselves.

This is a long-term plan. Wu Guangyao has just inserted a nail.

If in 1965, if he could not come up with hundreds of millions of pounds of wealth, and promised to support Hang Seng Bank in an unlimited amount, Hang Seng Bank would also fall to HSBC.

At that time, I had an airline company. I went directly to London to pull back the British pound notes, put them in the lobby of Hang Seng Bank, and announced to the people of Hong Kong Island that it was the God of Wealth that bought Hang Seng. Don’t you worry about it?

Or put out hundreds of millions of gold and put it at the door, is there anyone who is worried?

Why people on Hong Kong Island believe in HSBC? To put it bluntly, it is because of the strength of HSBC!

There are several runs on Hong Kong Island, but it is all Chinese banks that are unlucky. To put it bluntly, they have low strength and low credibility. People don't believe you!

During the run, some people asked the senior executives of Hang Seng Bank: "Are you not ashamed of you to use the depositors' money to build a building?"

What about HSBC, isn’t the HSBC Building built with the depositor’s money? This is the idea of ​​Hang Seng executives.

To put it bluntly, it was because the strength was not enough, and the people were bewitched by others, and only then did a batch of Chinese banks fall down!

Wu Guangyao believes that 12 years later, his strength may not be much worse than that of HSBC.

Even if there is only 70% of HSBC's strength, it is enough to walk sideways on Hong Kong Island!

On May 15, Wu Guangyao came to London again.

Kayla brought her son and assistant to the airport to welcome Wu Guangyao's arrival;

The moment he saw Wu Guangyao, he flew over and threw himself into Wu Guangyao's arms.

Murderous eyes were cast from the surrounding area. The beauty of London actually rushed to an Asian. It was a shame!

The moment Kayla plunged into his arms, Wu Guangyao also saw the baby in the hands of Assistant Kayla. Needless to say, it must be his son.

"Quickly leave the airport, too many people are hostile to me!" Wu Guangyao whispered in Kaila's ear.

Kayla heard it, raised her head and looked around, as expected;

Yanran smiled, fascinated a group of men, then took Wu Guangyao's arm and quickly left the airport.

In the back of the car, Wu Guangyao hugged his mixed-race son with joy and doting in his eyes!

"This kid was born at an untimely time, and he suffered a lot. Just a few days after he was born, he followed his mother to work!" Wu Guangyao said with a heartache.

After the birth of Wu Guangyao's second son, Wu Xianlei, Wu Guangyao considered a question, that is, what will the child eat when Kayla is going to work?

Finally decided to rent a house near the company, equipped with nanny and confinement, Kayla can go to feed at any time, and then return to the company.

"Yes, my mother took good care of me. I have to feed him several times a day at work, but I didn't treat your son badly!" Kayla quibbled.

In fact, when it is too late, you can only eat milk powder!

"Go to the supermarket?" Kayla asked.

Looking at the time, Wu Guangyao decided that he still wronged his son, and he wanted to go to the Metro supermarket.

Metro Supermarket, after half a year of preparation, officially opened in three days.

Because of the large scale set at the beginning and the supply chain system of the warehouse, these all require a long period of preparation.

(End of this chapter)




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