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Published at 25th of December 2023 05:15:18 AM


Chapter 379: [Hang Seng Bank is developing rapidly! 】

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Chapter 379 [Hang Seng Bank is developing rapidly! 】

The Hang Seng Bank Building is located on the side of the Central Fire Station. It is a 22-story building. The exterior walls are made of aluminum and glass curtain walls, using the most advanced building materials of this era.

The construction of the Hang Seng Bank Building was built on Hong Kong Island in the Yangtze River. Thanks to the construction of a number of beautiful buildings on Hong Kong Island in the past few years, Hong Kong Island One has gained fame in the world at this time.

Wu Guangyao took Rong Bensheng, Andri, and Lei Hong to the Hang Seng Bank Building to participate in the board of directors.

Although Wu Guangyao is not a director of Hang Seng Bank, he will not be expelled. After all, he is the largest shareholder of Hang Seng Bank.

Rong Bensheng, Andri, Leihong are the directors of Hang Seng Bank and enjoy great rights;

Of course, this right is Wu Guangyao's right, but it is only for the three of them to hold it on their behalf.

Walking into the Hang Seng Bank Building, some of the management and staff inside greeted respectfully.

"Mr. Wu, three directors!"

Even Everbright Bank is suspected of being in danger during the run;

However, the rebirth of Hang Seng Bank is obvious to all.

At the time of the run, Hang Seng Bank’s original 700 million Hong Kong dollar deposits were eventually withdrawn 400 million Hong Kong dollars (unlimited support from China Everbright Bank), and only 300 million Hong Kong dollars in deposits were not withdrawn.

This is the result of the frequent announcements made by China Everbright Bank and Wu Guangyao in the media to the Hang Seng Bank platform.

At this time, the Hang Seng Bank was backed by the Chinese leaders of Hong Kong Island and China Everbright Bank, as well as its good reputation;

So after the run, the cash in the society immediately began to deposit a large amount of money back to Hang Seng Bank. At this time, it has far exceeded the original deposit, reaching 1.3 billion Hong Kong dollars.

After all, many banks performed poorly in this run, which affected their reputation;

Citizens are naturally unwilling to deposit the money in their hands back into such banks.

China Everbright Bank also made a big temporary gain during this deposit resurgence, with 500 million Hong Kong dollars in deposits;

The main reason for this achievement is that China Everbright Bank is Wu Guangyao's bank.

China Everbright Bank is a new bank, and it is very happy to be able to achieve such an achievement.

In the spacious meeting room of Hang Seng Bank, a group of directors gathered together.

The directors of Hang Seng Bank include He Shanheng, He Tian, ​​Liang Zhiwei, Sheng Chunlin, and Li Guowei. The directors of China Everbright Bank include Rong Bensheng, Andry, and Leihong.

The management power is still in the hands of the heads of Hang Seng Bank, but the strength of China Everbright Bank cannot be underestimated.

"Hang Seng Bank Phoenix Nirvana, deposits increased by 600 million Hong Kong dollars from before the run, this is a gratifying thing!" He Shanheng said happily.

This time the Hang Seng veterans did not lose sight of their management rights. Instead, they were on the list of Chinese leaders on Hong Kong Island, making Hang Seng Bank’s soft power stronger. This has to be said to be a good thing!

He Shanheng once thought about whether it would be better if you choose HSBC. After all, HSBC is the leader of the Island Bank. Maybe the people of Hong Kong Island recognize HSBC more, and naturally they also recognize Hang Seng Bank;

In the end, Wu Guangyao chose Wu Guangyao, naturally because Wu Guangyao does not want absolute controlling and management rights, and he has a lot of cash in his hands.

Facts have proved that there is nothing wrong with their choice, and the people of Hong Kong Island have no less trust in Wu Guangyao than in HSBC;

Which part of the people on Hong Kong Island are the richest? Those who work for Wu Guangyao’s companies are the richest. These people are the main force of Hong Kong Island depositors, with tens of thousands of households.

For example, for seafarers in global shipping, the official minimum wage for a seafarer is more than 400 Hong Kong dollars, which is twice the wage of an adult male on Hong Kong Island;

The wages of other companies like Wu Guangyao are generally higher than those of outside companies, so these workers are really big money savers.

“It is expected that there will be one or two months before the deposits return to the nest, and it will not be difficult for Hang Seng Bank to break through 1.5 billion deposits by then!” Wu Guangyao expressed his opinion.

Everyone’s faces are happy, the more deposits, the better!

At this time, the deposit interest on Hong Kong Island is far lower than the loan interest, so only so many banks have tried to increase the interest rate to attract depositors before;

After this turmoil, those banks that gave high interest rates either went bankrupt or were badly injured, and could no longer become industry spoilers.

He Shanheng suddenly became serious and said, "This time the Hang Seng Bank became the main target of the run, and it almost destroyed the Hang Seng Bank. As chairman, I have an inescapable responsibility. If it weren't for me not paying attention to it at the beginning, maybe things would be better. Many if it were not for me to lend money too easily at the beginning, and the proportion was too high, it might not have caused that kind of situation."

Everyone was stunned, why He Shanheng suddenly and deeply reflected on it, and everyone couldn't help but sink in their hearts.

While Wu Guangyao's mind started to work, could it be that He Shanheng was testing himself, deliberately taking the blame and resigning, and seeing his reaction?

But I really have no intention of accepting Hang Seng Bank now!

He Shanheng finally said: “As a chairman, I almost let Hang Seng Bank collapse, so I want to resign. You can re-elect a chairman.”

"No!" "No!" "I don't agree!"

For a time, the directors of the conference room spoke out to stay!

Of course, the three directors of Wu Guangyao's side saw Wu Guangyao taking the initiative to speak, and chose to remain silent.

Wu Guangyao said sincerely: “Brother Ho, we don’t want to talk about the previous things, but Hang Seng Bank is now at the critical moment of its rebirth. How can you be the shopkeeper? Increasing branches and expanding scale are urgent tasks. You are a helmsman. If you want to do academic research, at least you have to make a gradual progress. Find a successor." Wu Guangyao's eyes looked at Li Guowei, and he didn't care that he had always guarded himself. In the face of absolute strength, What's the use of defense!

Wu Guangyao suddenly remembered that He Shanheng seemed to like to describe his life experience and insights in words. Maybe this time he was not trying to test himself, but he really blamed himself or quit deliberately.

However, at this time Li Guowei was the deputy general manager. He did not even become the general manager. If Hang Seng Bank suddenly loses He Shanheng, Wu Guangyao is worried that he has just spent 35 million Hong Kong dollars to buy 35% of Hang Seng's shares. .

So Wu Guangyao is also sincere to keep He Shanheng. After all, Wu Guangyao's plan is to wait for Hang Seng Bank to go public (with a high probability of going public in 1970) to acquire some shares and increase his shares to 60%.

After everyone’s staying behind, He Shanheng finally accepted his resignation!

It can be seen from this incident that He Shanheng is worthy of being a respected business tycoon on Hong Kong Island.

Behind the later generations of Zheng Yutong (New World Real Estate) and Yang Zhiyun (Miramar Hotel), there is He Shanheng.

"Okay! Since everyone thinks that I am very important to the Hang Seng Bank at the moment, I am not willing to have trouble with Hang Seng Bank. I will continue to work for a while." He Shanheng said seriously.

(End of this chapter)




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